How to avoid paying transaction fees
Internet Banking:
Obtain balances, transfer funds between your own accounts fee-free.
Phone Access:
Access your balances & transactions 24 / 7 and transfer funds within your account fee-free.
rediATM & NAB ATM Network:
If you need to withdraw cash, use a rediATM or a NAB ATM. This way you will avoid direct charge fees from other financial institutions.
Cash withdrawals:
As a member of FCCS you get a certain number of free ATM and EFTPOS transactions. Think ahead and draw out enough for future needs. Likewise, when purchasing goods by EFTPOS, ask for extra cash at the same time – it will only count as one transaction.
Account balances:
Avoid paying dishonour fees, transfer fees or declined ATM fees, by making sure you have sufficient cleared funds in your account before writing a cheque or attempting a withdrawal. By making a quick call to our Phone Banking service on 1300 361 555 you will be able to verify your balance/s.
Consolidate your banking:
By using FCCS as your primary financial institution you can save even more on fees.
If you have a banking relationship with FCCS worth $20,000 or more (this includes loan balances) you won't pay any FCCS ATM or EFTPOS transaction fees.
More Information
Questions?
If you have any questions about fee free banking, please contact us 
