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Boat Insurance

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Protection for your boat

Relaxing on your boat in the great outdoors should always be plain sailing. But where a combination of boating and nature is involved, you should always factor in the unpredictable.

Boat insurance will cover you for the unexpected, like loss, theft, damage or the unforseen effects of violent weather. It also includes personal accident and legal liability cover for you, and any person you allow to be in control of your boat within Australian waters.

This Boat Insurance covers the following events:

  • $5m, $10m or $20m Legal Liability covering you whilst operating your own boat or a substitute boat
  • Accidental Damage
  • Theft
  • Malicious Damage
  • Transit Damage
  • Clean Up Costs
  • Pollution Hazards
  • Recovery or Removal of Wreck
  • Salvage costs
  • Temporary or Permanent Total Disablement

In addition to the standard cover, the following optional extensions are available to suit your individual needs:

  • Yacht Racing Risk Extension which provides cover for loss or damage to your yacht whilst racing
  • Legal Liability cover for Water Skiers &/or Aqua Planers being towed by your boat
  • Accidental loss or damage to Fishing, Diving & Water Sports Equipment (excluding whilst in use)


If you have any questions or you would like a quote, please contact us Enquire Now

Important Notes - Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545