FCCS VIP Online Security Cards
Terms and Conditions
You VIP Online Security Card is personal to you and can only be used with your Internet banking access code. You should not allow anyone else access to your VIP Online Security Card. You can de-activate your security card by contacting FCCS.
One activated, you will need to use the security card every time you access Internet banking.
You must keep your security card safe and secure at all times and you must advise us immediately if your security card is lost, stolen or misused. We will de-activate and re-issue you with a replacement card. A VIP Online Security Card replacement fee will apply.
VIP Online Security Card End User Agreement
You must read this VeriSign Identity Protection (VIP) device / card end user agreement (this "agreement") carefully before using the VIP device / card that is being issued to you in connection with this agreement. By activating your VIP Online Security Card or using the VIP device / card, you are consenting to be bound by the terms of this agreement. If you do not agree to all of the terms of this agreement, do not use the VIP device / card and return the card to us.
1. Definitions
Unless otherwise specified, capitalised terms in the Agreement will have the meanings attributed to them in this section 1.
- "Replying Party" means any entity that accepts any VIP Credential for second factor authentication at it website;
- "VeriSign" means VeriSign, Inc., Delware Corporation;
- "VIP Credential" means the hardware device that has been issued to you in connection with this Agreement, and which protects a VIP Credential, or in which a VIP Credential is embedded;
- "VIP Policy" means the VeriSign Identity Protection Authentication Network Policy document, which can be found at http://www.verisign.com/repository.
2. Scope of Use
The VIP Device may only be used in the VIP Network. In particular, your use of the VIP Device shall be limited as follows:
i) You will use the VIP Device only at the Websites of Relying Parties and in compliance with applicable law;
ii) You will always provide us and any Relying Party with accurate information as requested in order to allow us and / or such Relying Party to associate your VIP Device with your identity for use on the VIP Network; and
iii) You will maintain proper possession of the VIP Device and in the event that your VIP Device is lost or stolen. you will promptly notify us of such event.
You are expressly prohibited from sublicensing, selling, renting, leasing or otherwise distributing the VIP Device.
We and VeriSign, as the operator of the VIP network, shall have the right to temporarily or permanently suspend your use of the VIP Device, and we shall have the right to automatically terminate this Agreement, if, in our or VeriSign's sole discretion, you fail to use the VIP Device in accordance with the terms of this Agreement or use the VIP Device in a manner that compromises the security or integrity of the VIP Network.
3. Intellectual Property Protection
The intellectual property related to the VIP Device, including its operation, code, architecture and implementation, as well as the look and feel of the VIP Device, is the valuable intellectual property of us, and our licensors. The VIP Device is protected by United States patent and copyright laws and international treaty provisions. This Agreement does not give you any intellectual property rights in the VIP Device. Except as permitted by law, you agree not to modify, translate, disassemble, decompile, reverse engineer, create derivative works of, or make any other attempt by any means to discover or obtain any source code embedded in the VIP Device.
4. Disclaimer of Warranty
To the maximum extent permitted by applicable law, you agree that your use of the VIP Device is solely at your own risk. You agree that the VIP Device is provided on an "as is" and "as available" basis, except as otherwise noted in this agreement or any other agreement between you and us. We expressly disclaim all representations, warranties, guarantees, terms and conditions of any kind, whether express, implied or statuary, including without limitation, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights, except any implied condition or warranty the exclusion of which would contravene any statute (including the TRADE PRACTICES ACT 1974 (Cth)) or cause any part of this clause to be void (non-excludable condition). Liability for breach of any non-excludable condition (other then implied warranty of title) is limited, at our option, to refunding the price of the goods or services in respect of which the breach occurred or to providing, replacing or repairing those goods or providing those services again. No dealer, agent or employee or ours is authorised to make any modifications, extensions, or additions to this warranty.
5. Limitation of Liability
To the maximum extent permitted by applicable law, except as may be provided in this agreement, under no circumstances and under no legal theory, tort, contract, or otherwise, shall we or our suppliers or resellers be liable to you or any other person for any indirect, special, incidental, exemplary or consequential damages of any character including, without limitation, damages for loss of business profits, business interruption, loss of business information, computer failure or malfunction, or any and all other commercial damages or losses even it we have been informed of the possibility of such damages, and we shall be held harmless for any losses, real or perceived that occur relating to the use of the VIP Device. Some states so not allow the exclusion or limitation of incidental or consequential damages, so this limitation and exclusion may not apply to you.
6. General Provisions
This Agreement will be governed by the laws of Victoria, Australia, without reference to the conflict of law principles. If any part of this Agreement is found to be void, unenforceable or invalid, it shall not affect the other provisions of this
Agreement. This Agreement can only be modified by a writing signed by both parties. Failure by either party to enforce any provision of this Agreement will not be deemed a waiver of future enforcement of that or any other provision.
By activation or using your VIP Device, You confirm that You have read and agree to the terms and conditions in this Agreement.
